Applying For A Credit Card Online

Applying For A Credit Card Online

The easiest way to apply for a credit card is online. In the past applications for cards were a lengthy process, filling in forms with many pages. On the Internet however this process has been made much easier.
You will be required to supply a certain amount of information when you apply for a credit card. It is best to have the following items to hand ready for your application:


Personal details - name, address (including post code), contact telephone number
Date of birth, marital status, accommodation status
Financial information - employment status, current salary, job title
Proof of identity (sometimes required, e.g. passport, bank statement, utility bill)
As a part of the application form you will also be expected to agree to the issuer's terms and conditions. This includes allowing them to receive information from third parties about your credit history, as well as passing that information on to other organisations in the future.

Make sure your browser is in a secure connection before submitting an application form. This is illustrated by a small yellow padlock at the bottom of your web browser.

Often card issuers will be able to give you an instant decision online. It will tell you if you have been successful with the application and the initial credit limit to be placed on your new card.

If your application has been declined, or requires further information before it can be assessed, you may be asked to call the card issuer to discuss alternatives.